SME & Mid-Market

Nigeria's ~40 million MSMEs continue to operate under financing and FX-access constraints. The 2026 CBN MSME Refinancing Window has disbursed N420bn YTD against a N1trn target.

Indicator

MSME refinancing disbursed YTD: N420bn

Indicator

Effective borrowing rate (top quartile): 24-28%

Indicator

Tax-compliance burden index: rising

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