All sectorsSector intelligence
Banking & Financial Services
Tier-1 recapitalisation is largely complete; Tier-2 banks are mid-cycle. Sector ROE has rebounded to ~24% as NIM expanded with high MPR and asset quality stabilised at sub-5% NPL ratio.
Indicator
Sector ROE: ~24%
Indicator
System NPL: 4.7%
Indicator
CAR: 14.8% (sector avg)
